6Take A Hard Look At Your Finances
You must be aware of the amount of your debts in order to assess your financial condition. You can easily get this number by contacting your creditors. Also, if you are delinquent on any accounts, you can find out what you need to do to become current. Figuring out what you owe for other debts may be trickier, but getting a copy of your credit report may help out in this regard.
Check documents kept at the courthouse to discover what you need to pay for judgments, child support, alimony, fees, and restitution obligations. To find out approximately what income taxes you need to pay, you can refer to your income tax returns. However, certain penalties or interest will be missing.